How a jewellery savings plan works
Monthly instalments toward a future piece — what to check before you commit.
A savings plan lets you pay a fixed amount monthly and redeem the total against jewellery at the end of the term.
Check whether the plan locks the gold rate at each instalment or at redemption, and whether the jeweller adds a bonus instalment.
Swarnmala’s demo planner shows only your own contributions; confirmed scheme terms will be published once approved.
