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The terms that apply when you browse or shop with Swarnmala.
Draft policy text prepared for Swarnmala’s review. Not yet approved or legally binding.
Gold prices change daily. The price shown at the time of payment is final. Making charges and taxes are itemised on every invoice.
An order is confirmed only when payment is received and an order number issued. Swarnmala may cancel orders affected by pricing or stock errors with a full refund.
Custom sizes, engraving and non-stock variants take 7–15 working days and are exchange-only.
Governed by the laws of India with jurisdiction in Hyderabad, Telangana.
Questions? care@swarnmala.example · +91 40 0000 0000 · 10:00 – 20:00, all days